Buddies, if you are a straight way the resident of Punjab and you had taken a loan in the past, then your loan has been giving up a privilege by the state government, the state government will give you a help up to 2 lakh, today we identify which farmers have been giving up a right to this loan of Rs 2 lakh.
In order to advance the farmers of the nation and to triple their income, the central government and the state government are working hand to hand. In the last certain years, many farmers’ welfare schemes have also been started by the state and central governments, in which Kisan Credit Card Scheme and Pradhan Mantri Kisan Samman Nidhi Yojana are the main schemes, in view of the debt burden on the farmers and the situation that has arisen due to the coronavirus pandemic in the nation, the state government has decided to giving up a privilege to the loans of the farmers has decided. In this sequence, giving good news to about 3 lakh farmers of the nation, their loans up to 2 lakh have been giving up a right..
Punjab Krishi Karj Mafi Yojana 2021 Highlights
Scheme name Punjab Agriculture Loan Waiver Scheme
started by state government
was inaugurated by Chief Minister Amarinder Singh
beneficiary farmers of punjab state
Benefit farm loan waiver
an objective To eliminate the ongoing agricultural debt on the farmers so that they can be raised financially
application no application required
loan waiver amount up to Rs 2 lakh
Main Purpose Of Punjab Krishi Rin Mafi Yojana
Although there are many advantages of Punjab Agricultural karj mafi yojana, but the most significant of these are the following:-
➡️ Punjab Kisan Karj Mafi Yojana will profit roughly 3 million farmers to be implemented.
➡️ Kisan Karj Mafi Yojana under will be forgiven loan of up to two million dollars of the state’s farmers.
Agriculture kisan karj mafi scheme was one of the crucial election pledge of Punjab Congress Party which seems to be satisfied.
the agricultural loans of 9.80 lakh farmers in various categories will be waived as per the Congress manifesto
Punjab Krishi Rin Mafi Yojana Benefits
Although there are many gains of this agricultural loan waiver scheme set in motion by the Punjab government, but the main advantages of these are as follows:-
Punjab Kisan Karj Mafi Yojana marginal and small farmers with 5 acres under ₹ 200000 will be a claim until the crop loan.
For other farmers, the profits of loan waiver up to flat ₹ 200000 will be provided on agricultural loans.
A total of 10.25 lakh farmers of Punjab will be profited under this scheme and their loan will be claimed off.
Along with this, the state government will also give advantages to the family people of those farmers who have committed suicide due to agricultural loans.
Documents Required To Take Benefit Of Agriculture Loan Waiver Scheme
Aadhar card of farmer
Farmer’s land documents
Documents as in relation to the bank from which the loan has been taken
Bank Account Passbook
Banks enclosed under Punjab Agriculture Loan Waiver Scheme
If you have taken loan from following kind of banks under Punjab krishi karj mafi Scheme, then your loan will be forgiven
Scheduled Commercial Bank
Private and Public Sector Banks
Cooperative Credit Institutions (Rural Government Banks and Urban Government Banks)
How To Apply Online Punjab Kisan karj mafi Yojana?
There is presently no option to apply for Punjab Agriculture Loan Waiver Scheme , but it has been learned from that people that the farmers whose loan is waived and the farmers who have taken loan from the bank will be given direct exemption by the bank. Farmers do check the list in the future time or get more details by visiting their bank, at present you have not been given any option of offline or online application for agriculture loan waiver scheme, no requirement to apply for it now.
FAQ Punjab Kisan karj mafi Yojana 2021
✔️ What Is Farmer Loan Waiver Scheme?
From time to time, the state government carry out loan waiver scheme for farmers who have carry off loans from banks and are not able to repay them, under this the government waives loans up to a definite amount to the farmers, for this Farmer has to check his name in the list and if his loan is giving up a privilege or legal right then he can take NOC from the bank.
Will I Have To Apply For the Farmer Loan Waiver Scheme?
At current scenario, there is no requirement for the farmers to apply for the Punjab Agriculture Loan Waiver Scheme, nor is there any manner to apply by the state government.
The Maximum Loan Amount Of Farmers Will Be Waived as Under The Punjab Agriculture Loan Waiver Scheme?
This time under the Farmer Loan Waiver Scheme, farmers’ loan up to a maximum of Rs 2 lakh has been giving up a privilege.
How to Get The profit Of Punjab Agriculture Loan Waiver Scheme?
All the farmers whose loans have been giving up a legal right will be informed about this by the bank, otherwise, the farmer will supposed to check his name in the list as issue by the state government.
Under Punjab Agriculture Loan Waiver Scheme as How to See The List Of Farm Loan Waiver Farmers?
The farmers whose loans have been giving up a privilege can see karj mafi list punjab by going through the official website as Under the Punjab Agriculture Loan Waiver Scheme.
Documents Needed for Punjab Kisan Karj Mafi Yojana
To take advantages of government’s scheme we would have to offer some significant documents. So here is the list of paper work which we needed to apply for this scheme :
Farmer should have updates Aadhar card Xerox copy.
Farmers should have permanent residential proof such as ( Voter Id card, BPL ration card, Pan card and Aadhar card etc. )
Saving bank account of applicant ( here we want photocopy of initial page of bank passbook for details such as IFSC code and account number)
Permanent phone number of the farmer who needs to apply for this scheme.
Passport size photo of farmers.
for Punjab Farmer Loan Waiver Scheme Eligibility criteria
So for taking the gains of this loan waiver scheme, farmer should be a permanent resident of Punjab.
Farmer must belong to poor family, who is unable to repay her/his loans.
Under this scheme, loan of up to 2 lacs will be giving up a right.
Farmers who pay income tax and whose annual income is more than 2 lacs cannot apply for this scheme.
Only Farmer do take advantages of this scheme. SHe/he would have to give information of their crops while apply for this loan waiver scheme.
Only one family person do apply for the loan waiver scheme. If farmers have picking up any other government’s scheme benefit cannot apply for this scheme.
Punjab Kisan Karj Mafi Scheme 2021 Application Form Apply Online
Till now there is no any official portal to apply for this scheme and there is not any kind of official announcement has released from government of Punjab. We will share the details as soon as any information comes from the government. To know about this information stay tuned with us to the website.
How to Check Punjab Kisan Karj Mafi Beneficiary List 2021
All farmers who apply for this scheme do check their name in the List of Kisan Karj Mafi Punjab 2021. This is very easier to know about that.
In initial Step you suppose to download the Official Portal of Kisan Karj Mafi 2021.
Now on the homepage you suppose to explore the link of Loan Waiver List 2021.
Just Click on link.
You download the similar in District Wise.
Punjab Kisan Karj Mafi Cheque List 2021
On the latest announcement which is offered by the Captain Amrinder Singh is that they are going to giving up a privilege or legal right to the loan of the Farmers and labour of the state. All that farmers who are landless and pretty poor they will get the profit under this scheme. Under This scheme more than 2.50 Lakh labour and farmers are going to get the profit under this scheme. On 20th August 2021, the cheque will be distributed to the beneficiary. 10.5 lacs of farmers of Punjab will get the gains of this scheme.